Prohibited Businesses
Last updated: February 2025
The types of businesses listed are representative but not exhaustive. If you are uncertain whether your business qualifies as a Prohibited or Restricted Business, or if you have questions about how these requirements apply to you, please contact us.
By registering with Salig Pay, you confirm that you will not use our services to accept payments for the following prohibited businesses, activities, or practices. These categories of businesses and practices are ineligible to use Salig Pay’s services due to existing Philippine laws, regulatory rules, regulations, and Salig Pay’s internal policies and standards.
Gambling
- Games of chance, including illegal gambling, internet gambling, sweepstakes, contests with buy-ins or cash prizes
- Any other form of gambling not authorized by the government or relevant regulatory agency.
Illegal Products and Services
- Cannabis dispensaries and related businesses
- Peptides and research chemicals
- Toxic, flammable, and radioactive materials
- Sale of legal substances that mimic the effects of illegal drugs (e.g., salvia, kratom)
- Fake references or ID-providing services
- Equipment designed for drug use, such as bongs, vaporizers, and hookahs
- Products and services with varying legal status depending on jurisdiction or those prohibited under applicable law
- Pornography or obscene materials depicting nudity or explicitly sexual acts; sites offering sexually-related services such as prostitution, escorts, pay-per-view content, or adult live chat features
- Products and services promoting sexual exploitation, such as adult videos, sexually oriented massage parlors, strip clubs, topless bars, or sexually-oriented dating services
- Circumvention, jamming, and interference devices; telecommunications manipulation tools, credit card and identity theft protection
- Pseudo-pharmaceuticals or other products making unverified health claims.
Products and Services that may Infringe Intellectual Property Rights
- Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without proper authorization
- Sale of counterfeit goods
- Sale of goods or services that are illegally imported or exported
- Unauthorized sale or resale of brand name or designer products or services
- Sale of products or services that infringe or facilitate infringement of third-party intellectual property rights (trademark, patent, copyright, etc.)
Products and Services that Promote Unfair, Predatory, or Deceptive Practices
- Pyramid schemes, “Get Rich Quick” schemes, or services promising high returns
- Mugshot publication or pay-to-remove websites aimed at reputational harm
- Negative response marketing, chain letters
- Sale or resale of a service without added value, or resale of government offerings without proper authorization
- Sale of online traffic or engagement (e.g., social media followers, YouTube views, in-game currency)
- Charities or non-profits without proper registration
- Businesses aggregating funds owed to third parties, factoring, or activities intended to obscure the origin of funds
- Businesses promoting unlawful violence or physical harm, or those engaging in unlawful violence based on race, religion, gender, sexual orientation, national origin, or other immutable characteristics
- Businesses deemed unfair, deceptive, or predatory toward consumers, or that pose elevated financial risk or legal liability, or violate card network or banking policies
- Use of Salig Pay as a virtual terminal for manually entering card transactions, processing without bona fide goods or services, card testing, evading chargeback monitoring, cross-border acquiring, or sharing cardholder information for cross-selling products or services.